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No Wait DentalBecause teeth can’t wait

Higher long-term maximum

MetLife PPO Platinum

MetLife · EWA / CorEnroll · MetLife PDP Plus (PPO)

Facts verified: 2026-08-20

Why this plan may fit

Strong preventive and periodontal coverage from day one, plus a higher $3,000 maximum for major treatment planned 12+ months out.

Important limitation

Major services have a 12-month waiting period. This is not an immediate-coverage option for crowns, implants or dentures.

Eligibility & availability

Residency status

U.S. citizens & Green Card holders

Who can enroll

Individual · Couple · Family

No age restriction

Available states

Available in all states except:

  • Alaska
  • Idaho
  • Louisiana
  • Maine
  • Maryland
  • Montana
  • New Hampshire
  • New Mexico
  • Oregon
  • South Dakota
  • Washington

Benefits by service class

Service classIn-networkTypical services
Preventive100%Cleanings, exams, X-rays
Basic80%Fillings, extractions, periodontal treatment
Major

After a 12-month waiting period

50%Crowns, root canals, oral surgery, implants

Percentages apply to covered services and may differ by state and network status. Official plan documents control.

Implants & missing tooth rule

Implants

Included

Missing tooth rule

No missing tooth clause

No missing tooth clause in the current plan materials.

How missing tooth clauses work

Network & finding a dentist

Confirm that your dentist participates in the exact network shown for this plan before enrolling — in-network care uses negotiated fees and typically costs meaningfully less.

Cost, fees & effective date

Premium
About $96–$133/month depending on ZIP code. Sample pricing as of Aug 2026 — confirm on the enrollment platform.
Deductible
Low deductible — see plan summary
Other fees
Association membership: $5/month (Elevate Wellness Association).
Effective date & logistics
ZIP-based eligibility and pricing. Member portal access typically appears 7–15 days after the effective date.

Before you enroll

  1. 1Check that your dentist participates in the exact network shown above.
  2. 2Open the official plan documents and review limitations and exclusions.
  3. 3If a tooth might be extracted, do not extract it before reviewing coverage rules.
  4. 4For crowns, implants or other major work, ask your dental office about a predetermination of benefits.
  5. 5Confirm the premium for your state and ZIP code on the secure partner platform.

After enrollment

Billing, ID cards, claims and cancellations are handled by the administrator and the carrier — see exactly who to contact for what.

What happens after enrollment

Official documents

Summarized from the current plan descriptions and official plan documents. Official plan documents control. · Facts verified: 2026-08-20

Related alternatives

Best general option

Delta Dental PPO 1500

Delta Dental · EWA / CorEnroll

Immediate coverage for virtually all dental needs, including implants — with no missing tooth clause.

Annual maximum
$1,500/ year
Waiting period
None on covered services
Implants
Included
Availability
All 50 states
No missing tooth clauseFrom ~$59/mo*
U.S. citizens & Green Card holders
View plan details* sample pricing, Aug 2026
Facts verified: 2026-08-20

Implants • no citizenship requirement

Delta Dental PPO No Wait

Delta Dental · Morgan White Group

Immediate implant coverage and comprehensive treatment with no U.S. citizenship, Green Card or SSN requirement.

Annual maximum
$2,000/ year
Waiting period
None on covered services
Implants
Included
Availability
9 states
Missing tooth clause applies (California exempt)Varies by state*
No citizenship or SSN required
View plan details* sample pricing, Aug 2026
Facts verified: 2026-08-20

No Wait Dental provides educational information and links to third-party enrollment platforms. Plan availability, premiums, benefits, exclusions, waiting periods, provider networks, and eligibility vary by state and may change. Coverage and claim decisions are made by the carrier or plan administrator. Review official plan documents and confirm provider participation before enrollment and treatment. For major services, consider requesting a predetermination of benefits. No Wait Dental does not guarantee coverage or payment for any procedure.